So, I’m going to dedicate this week’s entry to my worries. If you know me, you already know I’m a worry-wart. I think way too much about things, I overanalyze everything, and I worry about anything. I’m worrying about what you’re going to think of me writing about my worries--that’s how much I worry.
You know how when you start thinking about a word too much, it sounds kinda funny after a while? I think I just got to that point.
Anyway, I’m worried about a lot of things right now. My life has been snowballing into events that are out of my control and that are about to drive me crazy. There are plenty to mention, but the ones I’m going to mention will be kept related to marriage. One thing that really gets me hyped up right now is money. Who isn’t worried about money? (That’s a rhetorical question.)
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| Credit to Creatas and thinkstockphoto.com for the use of this photo |
If you read my last post (my how-to article), I have some sad news for you: I’m a hypocrite.
I did believe every word I wrote in my article, but am I doing some of the things I suggested other brides should be doing? No. My fiancé and I haven’t even finished our budget yet (I’m hoping to get to that this weekend). I’ve fallen victim to my own self-fulfilling prophecy, in a backwards way. I stressed the importance of creating a budget, yet I haven’t even created my own. So as a preface to this ranting entry, I will warn you that everything I’m about to say is probably counterintuitive to what I said in my how-to article.
So back to money.
For you to get the gist of why I’ve become so worried about this, I’ll explain to you what just happened to my fiancé recently. Last weekend, a motorcycle crashed into my fiancé’s parked car. Thankfully, Keegan wasn’t in the car at the time. But unfortunately, the guy who was driving the motorcycle crashed into it pretty hard and was sent to the hospital for a head injury. No word on how he’s doing, but Keegan’s car is pretty much gone. It’s looking like Keegan might have to purchase another car, which means that, since we’re getting married soon and my car’s falling apart as well, this is a decision we may need to make together. It also means that this is a decision that could cost us a lot of money, depending on what we decide to do.
To make matters worse, my car is up for a heater core operation. I’ve had this done before and it usually costs over $1,000. To be honest, that may be half the worth of my car. So I’m not sure if it’s worth it. But if I keep the car, the heater core will have to be put in since winter’s soon approaching. But if I don’t keep the car, well…. I’ll still need a car next semester, or some way to get to school/work/etc.
So my head is spinning. I’ve been imagining how many bills we’ll have as a married couple: rent, utilities, insurance, internet, etc. And to add one or two car payments to that? On my part-time salary, and who knows what Keegan’s going to make? Not to mention the fact that we still have a wedding and honeymoon to pay for.
I hope you can see why I’m worried.
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| Credit to George Doyle and thinkstockphoto.com for the use of this photo |
I’m on the brink of adulthood and I’m not sure if I know how to be an adult yet. I wish there were some kind of set practice/transition phase.
I’ve been reading a book that my mom gave me called Now You're Speaking My Language by Gary Chapman. It’s a book about communication in marriage. Some of it’s helpful, some of it I completely disagree with. But overall the message has been to communicate clearly your needs, wants, priorities, feelings, thoughts, etc. to your partner. That’s the watered down summary of how much I’ve read, anyway. I’m not sure if there’s a section on finance/money in the book, but I would imagine the same rules of communication the author establishes would work for a talk about finances. So if Keegan and I clearly communicate our thoughts about money, and sit down and work things out, it should all be okay, right?
But I feel like it’s not that simple. But then again, I worry too much.
If you are a wise adult and would like to provide advice, please feel free to do so. If you are my age and are going through similar worries, please let me know so I don’t feel like it’s just me.
I think we all need to know we’re not alone—right?
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